Checking

	Free Checking	Regular Checking	Club Checking	Now Accounts		Senior Accounts		Students
	Express	Regular Checking	In Club	Regular Now	Passport Now	Passport	Regular	Student Club
Minimum Balance	$20.00	$20.00	$20.00	$1,500	$1,500	one of these: $1,500 checking $5,000 savings $15,000 CD's	$20.00	$20.00
Age Requirement	N/A	N/A	N/A	N/A	55 or better	55 or better	55 or better	23 or younger
Per Item Charge	N/A	$.11/item with a balance below $500	N/A	$.15 after 15 items	N/A	N/A	N/A	N/A
Maintenance Fee/Service Charge	N/A	$1.00 each statement cycle	$6.50/basic-$8.50/Family Reduced fees with savings balance	$1.00 each statement cycle	$1.00 each statement cycle	N/A	$1.00 each statement cycle	N/A
Accidental Death Insurance	N/A	N/A	$10,000 basic plan $20,000 family plan	N/A	N/A	N/A	N/A	N/A
Interest Bearing	N/A	N/A	N/A	Interest is earned on balances over $1,500	Interest is earned on balances over $1,500	N/A	N/A	N/A
Unlimited Check Writing				with minimum balance
Free Check Printing	N/A	N/A		N/A	if minimum balance is maintained	if minimum balance is maintained	N/A
Free Check Images with Statement	N/A
Free Check Card
Free Money Orders and Copies	N/A	N/A	(no copies)	N/A		(10 free copies/month)	N/A	N/A
Free Online Banking and Bill Pay
Free Electronic Statements
Discount on Safe Deposit Boxes	N/A	N/A		N/A			N/A	N/A

See full disclosure for more information.